Comprehensive Financial Planning

By using holistic planning principles, we incorporate all important factors into your Financial Wellness.  We deliver exceptional financial guidance and personalized service.  These principles allow us to provide creative strategies to help you build, grow and preserve wealth in different environments.  When you understand your whole financial picture in the light of the complexities of today’s market, you can achieve incredible results.  By focusing on your goals and objectives, we can confidently guide you to success. 

Wealth and Investment Management

Using our extensive experience and resources, we can guide our clients through life’s challenges.  By understanding the way markets move and adjust, we can help clients avoid problems and seize opportunities.  Whether you are building wealth, managing investments for growth, maintaining regular cash flow in retirement or wanting to leave a legacy for the future, we can help you achieve your goals.

Retirement Planning

Great retirement planning begins many years before a person actually transitions to retirement.  Typically, this type of planning occurs in 2 phases.  First is the phase of Accumulation/Build-up of assets.   Second is the Distribution/Income phase.  People are living possibly 30 years in retirement today, and this requires great planning to make your assets last.  We consider all factors in planning.  Whether you are a Dentist who owns their own practice, a Doctor who works for corporate Dentistry, an owner of a business, or a retiree, we can help you create and plan for income, tax management, and estate protection.

Tax Planning

Most dental practice owners and other business owners think about taxes once a year.  However, this should be a year-round planning activity.  We guide our clients to the best ways to reduce and mitigate taxes.  By having the most appropriate retirement plan for their practice or business, they can significantly reduce their tax burden.  Our clients benefit from proper asset placement and choice of securities.  Maintaining assets in the right place can help mitigate taxes.  Furthermore, by having access to other professionals like CPAs, actuaries, transition consultants, and practice management professionals, we all work together as a team for the benefit of our clients.

Business Consulting

We understand the challenges of building and growing your dental practice or business.  With our extensive business experience and access to great professionals, our clients can receive solid, growth-oriented business advice.  If you are starting a dental practice, scaling your existing business, or looking to plan for an exit, we can help you.  Knowing how to execute a business growth strategy helps you to reach your goals confidently.

Transition Planning for the Dental Profession

We have started, grown, and sold dental practices.  Our experience and knowledge benefits our clients in making the right decisions.  By working together with transition consultants, we can help our clients prepare for a purchase or a sale, execute a seamless transition, and move into an amazing retirement.

Education Planning

Most of our clients have children or grandchildren.  Helping them to further their future through education is so important.  We can help our clients to save and invest for their children’s education in the smartest fashion.  By using the proper strategies, we can help our clients plan for and reduce the overall cost of education.

Estate Planning

Creating a proper estate plan is critical to ensure your estate is handled according to your desires.  Along with your estate planning attorney, we can help in formulating a strategy to make sure your estate benefits the people and the charities you love most.  We help your family and your legacy to thrive for generations.

Insurance

Protecting your loved ones is paramount in your overall financial plan.  By using Life Insurance to ensure your family’s needs are met, we can help you promote your legacy.  We can also deploy Life Insurance to help diversify your holdings, protect your business, and create possible income in retirement.